Privacy Policy
Molidor Insurance Agency Respects Your Privacy
Protecting your privacy is very important to us. Policyholders like you have trusted us
with their insurance needs for over 40 years, and we take our obligation to safeguard
and secure your personal information very seriously. We want you to understand how we
protect your privacy and when we collect and use your information.
The Information We Collect
Non-public personally identifiable information is information that identifies you and
is not available to the general public. The following tell you more about how and
when we collect your Information.
During the quoting, application or claims handling processes you may give us information
such as your:
- name
- address
- phone number
- email address
- Social Security number
- driver’s license number
- date of birth
If you gave us your email address, Molidor Insurance Agency may use it from time to
time to notify you of such things as new services, special offers, or to confirm
transactions. If you do not wish to be contacted by email for non-policy related
communications, you may select the “unsubscribe” link at the bottom of any Molidor
Insurance Agency email you receive.
The Information We Disclose
Information about our customers or former customers will only be disclosed as permitted
or required by law. Information about you that has been collected is maintained in your
policy and/or claims records.
We use this Information to process and service your policy; to settle claims; with your
consent; or as directed by you. We may also disclose it to persons or organizations as
necessary to perform transactions you request or authorize. Information about our former
customers and about individuals who have obtained quotes from us is safeguarded to the
same extent as Information about our current policyholders.
Following are some examples of how we may disclose Information:
We must exchange Information about you with our agents, investigators, appraisers, attorneys
and other persons who are or will become involved in processing your application and
servicing your policy or any claims you may make.
When you are involved in a claim, policy information is provided to adjusters and the
businesses that will repair your vehicle.
We may share Information with persons or organizations that we have determined need the
Information to perform a business, professional or insurance function for us. These include
businesses that help us with administrative functions. If the law in your state permits,
we may share Information with financial institutions with which we have a joint-marketing
agreement. All of these entities are obligated to keep the Information that we provide to
them confidential and to use the Information only for the purpose for which the
Information was provided.
Information may be provided to organizations conducting actuarial research or audits.
In this case, you will not be individually identified in any research report.
The organization must agree not to redisclose the Information and the Information
will be returned to us or destroyed when it is no longer needed.
We may also share your Information for other permitted purposes, including:
- with another insurance company if you are involved in an accident with their insured;
- with our reinsurers;
- with insurance-support organizations that detect and prevent fraud;
- with medical professionals or institutions in order to verify coverage or conduct operations or services audits;
- with state insurance departments or other governmental or law enforcement authorities if required by law or to protect our legal interests or in cases of suspected fraud or illegal activities;
- if ordered by a subpoena, search warrant or other court order.
Confidentiality and Security
We restrict access to your Information to employees who we have determined need it in
order to provide products or services to you. We train our employees to safeguard
customer information and we require them to sign confidentiality and non-disclosure
agreements. We maintain strict physical, electronic and procedural safeguards to protect
your Information from unauthorized access by third parties.
Additional Information for Our Website Users
We continuously improve molidorinsuranceagency.com. We are interested in how visitors
use our website, what they like and dislike, and where they have problems. We may gather
data on how users navigate our site so we can make molidorinsuranceagency.com an easy place
to do business. Our tools may gather data such as what browser a person uses or even what
pages are most popular.
We use cookies to improve your experience while using molidorinsuranceagency.com.
A cookie is a small piece of information which is created by a web server during a
user's visit to a website. If you configure your web browser to alert you regarding
the presence of cookies, you may receive a notice that a web server wishes to set a
cookie. There are two kinds of cookies - "persistent" and "transient."
Sometimes we use persistent cookies which remain on the hard drive of your personal
computer. We use persistent cookies for a number of purposes including to store your
preferences for certain kinds of information, to provide you with access to certain
websites for which you have previously registered, to retrieve information you have
provided us previously, etc. You can set your browser to disable cookies or prevent
them, or you can delete cookies which have already been set by instructing your browser
accordingly. The persistent cookies used on our website are available only to
Molidor Insurance Agency.
We may also use transient cookies, which are not stored on your hard drive and are
not available to anyone other than Molidor Insurance Agency. Transient cookies contain
information that identifies you and allows you to navigate our site from one page to
another without requiring you to log in again on each page. When you leave our site,
or when your session expires, the transient cookies expire.
Changes to This Privacy Policy
We may modify our privacy policy from time to time. The most recent version is always
posted at molidorinsuranceagency.com.
What to Do if You Have Privacy or Security Concerns
If you have a concern about privacy or security at Molidor Insurance Agency,
we want to hear about it.
Please write to us at:
Molidor Insurance Agency
301 Cedar Lake Road
Round Lake, IL 60073
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